Products | Tailored Insurance Packages for Credit Providers

Financial Insurance Packages

Contact Us

Each of our products are specifically designed to suit our clients needs. Whether it's for an individual or an entire family, we have a package for you.

We provide a range of diverse insurance
products to suit the needs of our clients

Credit life

(Maximum of R100 000 per policy holder)
This Product is specifically designed to cover the borrower’s outstanding debt.

Loans are covered in the event of the borrowers:
- Death,
- Permanent Disability,
- Temporary Disability or;
- Retrenchment.
Age Limits:
- Death 99 years
- Permanent Disability 65 years
- Temporary Disability 65 years
- Retrenchment 65 years
Premium rate payable by the borrower is calculated at 0.45%.
Fully integrated with loan management systems: Delfin and Mycomax.
Cover has a maximum pay-out of R100 000 per policy holder.

Beneficiary cash plan

(Maximum of R60 000 per policy holder)
An optional death benefit that pay-out to the policy holders nominated beneficiary.

Opportunity for the Micro Lenders to earn additional marketing fee
Easy online claim process
Free promotional pack
Premium payable by the borrower
The product complies with the National Credit Act.

Terms and Conditions are applicable to both products.

Family funeral plan

We offer a structured Funeral Plan with a variety of cover options available for individuals and families (including children) as well as extended family members.

Other options include a Grocery Benefit and a Bonus (Savings) Benefit options.