Extending Credit in the South African market has become costly and the risks are enormous. Through our range of products we offer evident and tangible peace of mind as well as additional, affordable products to offer to your clients with an ongoing monthly income stream.

UNI PLUS, One Product with Two Benefits


Loans are covered in the event of the borrowers, Death / Permanent Disability / Temporary Disability / Retrenchment

Cover for death, age limit of 99 years (Permanent disability and temporary disability and retrenchment 65 years age limit)

Cover has a maximum pay-out of R30 000 per loan.

Product written in line with the National Credit Act.

Cash Plan

Additional cover for a selected cover amount.

Covers the life of the borrower in the event of death.

Cover has a maximum pay-out of R30 000 per policy and R60 000 per policy holder.

Term Cover as indicated on your policy schedule


No waiting periods

Immediate cover

Non South Africans can apply

Borrowers can have more than one loan covered